CAMPUS · PHILADELPHIA, PA · PRIVATE

University of Pennsylvania

5.9%

01Acceptance 02Tuition 03Transfer 04ROI 05AP Credit 06Majors 07Housing 08International

Sticker Price vs What You Actually Pay

16% of students receive Pell Grants, indicating UPenn enrolls a meaningful share of lower-income students.

Full Cost Breakdown

Room & Board	$18,496
Total Cost of Attendance	$89,028

What You'll Actually Pay (Net Price by Income)

After financial aid, the real cost depends on your family's income. These are average net prices for students receiving aid.

Family Income	Annual Net Price	4-Year Total
$0-30k	$-3,012	$-12,048
$30-48k	$316	$1,264
$48-75k	$10,439	$41,756
$75-110k	$25,476	$101,904
$110k+	$55,972	$223,888

Financial Aid & Student Debt at University of Pennsylvania

16.0%

Pell Grant Recipients

$15,715

Median Debt at Graduation

Is University of Pennsylvania Worth the Cost? (ROI Analysis)

$111,371

Median Earnings (10yr)

$15,715

Median Debt

7.1x

Earnings-to-Debt Ratio

A ratio above 2x generally means the investment pays off. University of Pennsylvania — 7.1x ratio is excellent — graduates earn well relative to their debt burden.

University of Pennsylvania True Cost by Family Income

16% of students receive Pell Grants, indicating UPenn enrolls a meaningful share of lower-income students.

Family Income	Annual Net Price	4-Year Total
$0-30k	$-3,012	$-12,048
$30-48k	$316	$1,264
$48-75k	$10,439	$41,756
$75-110k	$25,476	$101,904
$110k+	$55,972	$223,888

Cost Breakdown

Room & Board	$18,496
Total Cost of Attendance	$89,028

Financial Aid & Student Debt

16.0%

Pell Grant Recipients

Students from low-income families

$15,715

Median Debt at Graduation

Federal loans only

$90,555

Median Earnings (6yr)

6 years after enrollment

University of Pennsylvania Tuition & Cost FAQs

How much does University of Pennsylvania actually cost per year?

University of Pennsylvania's sticker price (cost of attendance) is $89,028/yr — that includes tuition, room and board, and fees. After financial aid, the average family pays just $17,838/yr, a 80% discount off sticker price.

Does University of Pennsylvania offer good financial aid?

16% of University of Pennsylvania students receive Pell Grants (federal need-based aid). Most US colleges including University of Pennsylvania also award institutional grants on top of federal aid — apply via FAFSA, plus the CSS Profile if University of Pennsylvania requires it.

What income bracket pays the least at University of Pennsylvania?

Families earning under $30,000/yr typically pay around $-3,012/yr at University of Pennsylvania after financial aid, while families earning over $110,000/yr pay closer to $55,972/yr. The full breakdown by income bracket is in the True Cost table above.

Is University of Pennsylvania worth the cost?

University of Pennsylvania graduates earn a median of $111,371 10 years post-graduation. Against a 4-year sticker cost of about $356,112 (less for most families with aid), grads typically recoup the investment within several years of work.