CAMPUS · CORAL GABLES, FL · PRIVATE

University of Miami

18.5%

01Acceptance 02Tuition 03Transfer 04ROI 05AP Credit 06Majors 07Housing 08International

Sticker Price vs What You Actually Pay

15% of students receive Pell Grants, indicating U Miami enrolls a meaningful share of lower-income students.

Full Cost Breakdown

Room & Board	$18,000
Total Cost of Attendance	$86,078

What You'll Actually Pay (Net Price by Income)

After financial aid, the real cost depends on your family's income. These are average net prices for students receiving aid.

Family Income	Annual Net Price	4-Year Total
$0-30k	$15,978	$63,912
$30-48k	$17,941	$71,764
$48-75k	$21,768	$87,072
$75-110k	$27,982	$111,928
$110k+	$50,352	$201,408

Financial Aid & Student Debt at University of Miami

15.0%

Pell Grant Recipients

$17,500

Median Debt at Graduation

Is University of Miami Worth the Cost? (ROI Analysis)

$75,328

Median Earnings (10yr)

$17,500

Median Debt

4.3x

Earnings-to-Debt Ratio

A ratio above 2x generally means the investment pays off. University of Miami — 4.3x ratio is excellent — graduates earn well relative to their debt burden.

University of Miami True Cost by Family Income

15% of students receive Pell Grants, indicating U Miami enrolls a meaningful share of lower-income students.

Family Income	Annual Net Price	4-Year Total
$0-30k	$15,978	$63,912
$30-48k	$17,941	$71,764
$48-75k	$21,768	$87,072
$75-110k	$27,982	$111,928
$110k+	$50,352	$201,408

Cost Breakdown

Room & Board	$18,000
Total Cost of Attendance	$86,078

Financial Aid & Student Debt

15.0%

Pell Grant Recipients

Students from low-income families

$17,500

Median Debt at Graduation

Federal loans only

$61,508

Median Earnings (6yr)

6 years after enrollment

University of Miami Tuition & Cost FAQs

How much does University of Miami actually cost per year?

University of Miami's sticker price (cost of attendance) is $86,078/yr — that includes tuition, room and board, and fees. After financial aid, the average family pays just $26,804/yr, a 69% discount off sticker price.

Does University of Miami offer good financial aid?

15% of University of Miami students receive Pell Grants (federal need-based aid). Most US colleges including University of Miami also award institutional grants on top of federal aid — apply via FAFSA, plus the CSS Profile if University of Miami requires it.

What income bracket pays the least at University of Miami?

Families earning under $30,000/yr typically pay around $15,978/yr at University of Miami after financial aid, while families earning over $110,000/yr pay closer to $50,352/yr. The full breakdown by income bracket is in the True Cost table above.

Is University of Miami worth the cost?

University of Miami graduates earn a median of $75,328 10 years post-graduation. Against a 4-year sticker cost of about $344,312 (less for most families with aid), grads typically recoup the investment within several years of work.