CAMPUS · PHILADELPHIA, PA · PUBLIC

Temple University

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Temple University Housing & Dorms: Cost Breakdown

$14,186

Room & Board (Annual)

$9,216

Room Only

$4,970

Meal Plan

5,061

On-Campus Beds

4-Year Housing Cost

Based on current room & board rates

$56,744

Housing Guarantee at Temple University

Off-campus is the norm. Temple University has on-campus capacity for only about 20% of undergrads. Even freshman housing may be by request or lottery. Treat off-campus as the default plan from day one.

Off-Campus Rent Near Temple University (ZIP 19122)

Median gross rent figures below are from the U.S. Census Bureau's American Community Survey 5-Year Estimates (2023) for the ZIP code where Temple University's campus sits (19122).

$1,294/mo

Median Gross Rent

$1,069/mo

Studio

$1,015/mo

1-Bedroom

$1,521/mo

2-Bedroom

$1,398/mo

3-Bedroom

Rent trend: Median rent in this area rose 18.6% between the ACS 2022 and ACS 2023 5-year estimates ($1,091 → $1,294 median).

Temple University Housing Cost: On-Campus vs Off-Campus

The right call depends on whether you're comparing a 9-month academic year (matching the on-campus dorm contract) or a full 12-month lease, and how many roommates you split with.

Setup	Per Month	9-Month Year	vs On-Campus
On-campus dorm (room + meal plan)	$1576	$14,186	—
Off-campus 1-bedroom (solo)	$1,015	$9,135	−$5,051
Off-campus 2-bedroom (1 roommate)	$761	$6845	−$7342
Off-campus 3-bedroom (2 roommates)	$466	$4194	−$9992

On-campus figure is room and board (includes meals). Off-campus figures are rent only — add roughly $200-400/mo for groceries, $80-180/mo for utilities (electric/gas/water), $30-80/mo for internet, and transit or parking depending on commute distance. Renter's insurance runs $10-25/mo.

4-Year Housing Cost Comparison at Temple University

$56,744

On-campus, 4 years

$36,540

Off-campus 1-bd solo, 4 years

$27378

Off-campus 2-bd shared, 4 years

Over four years, a solo 1-bedroom in ZIP 19122 costs about $20,204 less than on-campus dorms — even before factoring in roommates. Temple University's on-campus housing is on the expensive end relative to local rent.

Off-Campus Housing Tips for Temple University Students

Start the search 4-6 months before move-in

College towns turn over inventory in February-April for fall leases. Inventory thins quickly in May-June. Most leases are 12 months and require first month + last month + security deposit upfront — budget $4,000-$10,000 for the move-in lump-sum depending on rent.

Check sublet boards before signing direct in Philadelphia

Subleases from departing students often run 10-30% below market because the original tenant is locked into a lease. Search Facebook groups specific to Temple University, university-affiliated housing forums, and Reddit's school-specific subreddit. Summer subleases are especially cheap — many tenants leave for internships and want to recover any rent.

Verify the building before paying any deposit

Run the address through your county recorder to confirm the listing party owns or formally manages the unit. Scammers post fake listings of real properties and ask for wire transfers or gift cards as deposits. Legitimate landlords will let you tour in person before any payment.

Heads up: Temple University has limited on-campus housing

Temple University houses only about 20% of undergrads on campus. Most students live off campus by sophomore year. Treat off-campus as the default plan — start the search before freshman move-in if you'd like options for year two.

Stack the hidden costs before signing

Beyond rent: utilities ($80-180/mo for electric/gas/water), internet ($30-80/mo), renter's insurance ($10-25/mo), application fees ($50-100), broker fees in some markets (1 month rent), and a guarantor or co-signer if you don't have rental history. Add it all up before deciding off-campus is "cheaper."

Temple University Campus & Location

Temple University is located in Philadelphia, PA — classified as City: Large. Students have access to a major metro area with extensive dining, entertainment, internship, and public transit options.

Sources: Room and board figures from IPEDS 2023 Institutional Characteristics. Off-campus rent benchmarks from U.S. Census Bureau ACS 5-Year Estimates 2023, Table B25064 (Median Gross Rent) and Table B25031 (Median Gross Rent by Bedrooms) for ZCTA 19122.

Temple University Housing & Dorm FAQs

How much do Temple University dorms cost?

Room and board at Temple University costs $14,186/yr. That breaks down as $9,216 for the room and $4,970 for the meal plan. Costs vary by room type (single/double/suite) and meal plan tier.

Are Temple University freshmen required to live on campus?

Temple University has on-campus housing capacity for 5,061 students. Most US colleges require freshmen to live on campus when capacity allows — check the residential life policy for current requirements.

How much does it cost to rent near Temple University?

Median rent near Temple University (ZIP 19122) is $1,294/month overall. A 1-bedroom rents for a median of $1,015/mo and a 2-bedroom for $1,521/mo (Census ACS 5-year 2023 estimates). Rents are up 18.6% from the prior ACS estimate.

Is it cheaper to live off campus at Temple University?

Off-campus typically saves money at Temple University — even after groceries (~$3,000/yr) and utilities (~$1,500/yr), it usually beats the $14,186/yr dorm cost. A solo 1-bedroom for the 9-month academic year totals about $9,135, versus the on-campus room and board of $14,186/yr. Splitting a 2-bedroom with a roommate is almost always the cheapest option.

Where do Temple University students typically live off campus?

Most Temple University students who live off campus stay within 1-2 miles of the Philadelphia campus to keep walking or biking distance to classes. Sublet boards from departing students often run 10-30% below market — search university Facebook groups and local subleasing pages a few months before the semester starts. Cities with stronger transit (large metros) make it practical to live further out for cheaper rent.

When should I start looking for off-campus housing near Temple University?

For a fall move-in, start the search 4-6 months ahead — most leases turn over February through April. Inventory thins quickly in May-June. If you missed the main season, check sublet listings (many tenants leave for summer internships and offer steep discounts) and look at older buildings, which tend to lease later in the cycle.

What should I budget on top of rent at Temple University?

Beyond base rent, plan for utilities ($80-180/mo for electric/gas/water), internet ($30-80/mo), renter's insurance ($10-25/mo), groceries ($200-400/mo if you cook), and transit/parking. Application fees ($50-100), security deposits (1-2 months' rent), and broker fees (some markets) hit at lease signing. First-time renters without rental history may need a guarantor.