CAMPUS · NORTHAMPTON, MA · PRIVATE

Smith College

19.7%

01Acceptance 02Tuition 03Transfer 04ROI 05AP Credit 06Majors 07Housing 08International

Sticker Price vs What You Actually Pay

18% of students receive Pell Grants, indicating Smith enrolls a meaningful share of lower-income students.

Full Cost Breakdown

Room & Board	$21,310
Total Cost of Attendance	$86,030

What You'll Actually Pay (Net Price by Income)

After financial aid, the real cost depends on your family's income. These are average net prices for students receiving aid.

Family Income	Annual Net Price	4-Year Total
$0-30k	$1,363	$5,452
$30-48k	$3,737	$14,948
$48-75k	$6,559	$26,236
$75-110k	$11,750	$47,000
$110k+	$40,477	$161,908

Financial Aid & Student Debt at Smith College

18.0%

Pell Grant Recipients

$17,550

Median Debt at Graduation

Is Smith College Worth the Cost? (ROI Analysis)

$64,027

Median Earnings (10yr)

$17,550

Median Debt

3.6x

Earnings-to-Debt Ratio

A ratio above 2x generally means the investment pays off. Smith College — 3.6x ratio is excellent — graduates earn well relative to their debt burden.

Smith College True Cost by Family Income

18% of students receive Pell Grants, indicating Smith enrolls a meaningful share of lower-income students.

Family Income	Annual Net Price	4-Year Total
$0-30k	$1,363	$5,452
$30-48k	$3,737	$14,948
$48-75k	$6,559	$26,236
$75-110k	$11,750	$47,000
$110k+	$40,477	$161,908

Cost Breakdown

Room & Board	$21,310
Total Cost of Attendance	$86,030

Financial Aid & Student Debt

18.0%

Pell Grant Recipients

Students from low-income families

$17,550

Median Debt at Graduation

Federal loans only

$45,731

Median Earnings (6yr)

6 years after enrollment

Smith College Tuition & Cost FAQs

How much does Smith College actually cost per year?

Smith College's sticker price (cost of attendance) is $86,030/yr — that includes tuition, room and board, and fees. After financial aid, the average family pays just $12,777/yr, a 85% discount off sticker price.

Does Smith College offer good financial aid?

18% of Smith College students receive Pell Grants (federal need-based aid). Most US colleges including Smith College also award institutional grants on top of federal aid — apply via FAFSA, plus the CSS Profile if Smith College requires it.

What income bracket pays the least at Smith College?

Families earning under $30,000/yr typically pay around $1,363/yr at Smith College after financial aid, while families earning over $110,000/yr pay closer to $40,477/yr. The full breakdown by income bracket is in the True Cost table above.

Is Smith College worth the cost?

Smith College graduates earn a median of $64,027 10 years post-graduation. Against a 4-year sticker cost of about $344,120 (less for most families with aid), grads typically recoup the investment within several years of work.